All of our applicactions combined, make up our Financial Ecosystem; one of the most powerful and comprehensive integrated set of financial planning models available internationally.
Incorporating thousands of personal financial calculations, models and rules; the applications cover all major financial planning need areas including:
It automates personal finance calculations, client needs analysis, client scoring and product and action recommendations resulting in faster planning and sales processes, enhanced cross selling and up-selling.
Each financial need can be analysed in isolation or in combination with any or all other needs. You can score a client’s needs holistically and provide a summary and prioritisation for use during the sales process to drive recommendations. Taxation and social security rules are factored in along with best practice financial planning rules.
Unlike many systems, we can analyse potential future financial scenarios using either stochastic or deterministic models. Our stochastic asset model has been developed specifically for use in the retail market and is able to deal with multiple goal planning and future cashflows for example with ease. The model offers global investment strategies, with a wide range of asset classes (including hedge funds, commodity funds and global property funds) and foreign exchange risk and domestic investor biases. All data capture, forecasts and goal planning use multiple currencies. Exchange rates are updated by external data feeds. Modern techniques such as portfolio x-ray fed from external data partners, psychometric and behavioural risk profiling, value-at-risk analysis and portfolio rebalancing are also available as separate modules.
Inputs and outputs can be provided (and consumed) by us or third parties, enabling client applications to utilise the wealth of functions available.
Processing can be undertaken in real time driving a dynamic planning or sales process or in batch enabling centralised production of reports or needs based marketing.
“The Dynamic Planner software uses sophisticated financial modelling techniques to make suggestions as to how consumers might achieve their financial goals... The recommendations from Dynamic Planner represent a benchmark for ‘perfect advice’”
- The Financial Services Authority - FSA CP04/11
